This type of loan is given to individuals in a group.
- Maximum loan is times 4 of their savings
- Group must be registered with social services
- Groups shall consist of at least 8 persons to at most 20 persons [above 18 years]
- Group members have to make a minimum consistent weekly savings of ksh 200/- per person for 8 weeks in order to be eligible for loan
- Upon attaining eligibility of a loan, the member must seek approval of the group and minutes showing such approval
